New Jersey Guides

New Jersey Defensive Driving Guides

Research New Jersey's point credit, insurance discount, surcharges and course options.

New Jersey / Points

New Jersey Driver License Points: Chart, Surcharges & Suspension

Points by violation, the 6-point surcharge, the 12-point suspension threshold and how points come off.

New Jersey / Insurance

Which coverages it applies to, who qualifies and how to lose it.

New Jersey / Course comparison

Posted prices, what is included and quick picks by need.

New Jersey / State guide

How the 2-point credit and insurance discount work, step by step.